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From getting cash back to earning airline miles, we have the perfect card for you. Apply for a credit card online today! It is always possible to restore bad credit with time and regular payments. However, without any credit history, financial institutions have no way to gauge your ability to repay loans or to pay bills on time. Rest assured, though, there are credit cards for people with no credit. For many people, college is the time to acquire that first Apply For Credit Card With No Credit Loan Lender # Jobs For Quick Cash Payday Loan Az. Apply for a Bank of America credit card Research Bank of America credit cards Service my existing credit card account Other reason ... No Penalty APR. These credit cards are for people that have limited or no credit history. Limited or no credit history means you do not have any established credit, either good or bad. If you have bad credit, we have a selection of cards for you on our bad credit page. 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